Building the digital home for South African stokvels.
KITI is a South African fintech creating modern, secure and beautifully designed tools for the way our communities have always saved together.
Make stokvels simpler, safer and more transparent for every South African.
Stokvels have moved billions of rand between neighbours, families and colleagues for generations. KITI is building the software layer that supports what already works, without changing what makes stokvels special.
A country where every stokvel has world-class tools at their fingertips.
We believe the future of everyday finance in South Africa runs on trust, and that trust is best built inside the groups people already belong to. KITI exists to make those groups stronger.
South Africa needs better digital stokvels.
Most stokvels still rely on spreadsheets, group chats and cash. That works, until it doesn't. Missed contributions, unclear balances and lost records quietly cost groups their momentum. KITI is designed to remove that friction so groups can focus on what matters: reaching goals together.
What we stand for.
Community
Stokvels are built on relationships. KITI puts the group first, always.
Transparency
Every contribution and every rand, clear and visible to the whole group.
Innovation
Modern tools, thoughtfully designed for how South Africans really save.
Trust
Bank-grade security and honest communication with everyone who joins us.
Where we're going.
2025
The Idea
KITI is founded to bring stokvels into the digital age.
2026
Building
Core platform, banking partnerships and design are in progress.
Launch
Public Beta
Waitlist members receive early access to the KITI app.
Beyond
New Products
Investments, Vault and cross-border payments join the platform.