Savings should belong
to the people who save.
Louisa Modise built Kiti after watching one too many stokvels fall apart over a treasurer nobody trusted. Kiti keeps the community — and removes the risk.
Louisa Modise
Founder, Kiti · Johannesburg, South Africa
“I wanted to keep what makes stokvels work — the people, the trust, the shared goal — and take away what breaks them.”
Louisa Modise
A modern way to stokvel, built around how South Africans already save.
Louisa grew up watching stokvels work — neighbours pooling money for groceries, school fees, weddings. The model is sound. What fails is the handover: one person holding everyone's money, and trust cracking the moment it does.
Kiti keeps the part that works — finding people with the same goal and building a community around it — and removes the treasurer entirely. Your savings stay in your own name. Kiti helps the group form and stay organised.
More than 11 million South Africans already save this way. Kiti simply brings it online, makes it transparent, and helps people find their community faster.
Three principles behind every decision Kiti makes.
Transparency first
No member treasurer, no pooled risk. Kiti shows you exactly where things stand.
Community led
The goal brings people together. Kiti helps the group, not the other way around.
Built for South Africans
Designed around how stokvels already work here — not copied from abroad.
Find your community.
Keep your savings.
Kiti launches 1 October 2026. Join the waitlist to be first in line when your goal goes live.